The region faces significant challenges in terms of financial inclusion, which has a negative impact on its economic development.

Governments must invest in the institutional capacity to design and implement public investment projects in an efficient and sustainable manner.

The updating of the concept of 'development' has, at this time, direct implications regarding the debate on what direction to give to Latin American societies.

In both the public and private sectors, as the region ages, spending on health and social policies will increase.

Cryptocurrencies, unlike traditional investments, lack government backing, leading to extreme price fluctuations. The risk of losing funds due to lost digital wallet keys and the absence of robust regulations further exacerbate the situation, creating an ideal breeding ground for fraud and cybercrime.

Given the importance of remittances for the proper functioning of the economy in countries like those in Central America, it is crucial to promote the appropriate framework that allows for greater financial inclusion for households receiving remittances.